In this episode of Zotec Answers, Ed Gaines Vice President of Regulatory Affairs and Industry Liaison for Zotec Partners, breaks down what changed at the end of 2025 with CMS's proposed updates to the Transparency in Coverage (TiC) rule and what the means for No Surprises Act (NSA) fees in 2026. The conversation clarifies how TiC is intended to improve consumer price visibility without governing QPAs or IDR payments, and explains why CMS deliberately keeps transparency requirements separate from NSA payment mechanics.